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IMG היא ספקית עטורת פרסים של הטבות ביטוח גלובליות ושירותי סיוע. במשך יותר מ -25 שנה הם מאפשרים לחברים לדאוג פחות ולחוות יותר על ידי מתן הגנה שהם זקוקים להם, בגיבוי התמיכה המגיעה להם. מאז 1990 IMG תמכה במיליוני אנשים כמעט בכל מדינה על ידי מתן מוצרים ברמה עולמית, שירות לקוחות והטבות. Visit website מדוע לבחור ב- IMG ביטוח IMG יודעת שהסיבות לטיול בינלאומי הן רבות ומגוונות - לכן גם המוצרים שלהם. גישתם בשירות המלא לספק אספקת מוצרי ביטוח רפואי בינלאומיים כוללת שירות נופשים, אלו העובדים או מתגוררים בינלאומיים לתקופות קצרות או ממושכות, אנשים הנוסעים לעיתים קרובות בין מדינות ואלה השומרים על מספר מדינות מגורים. הצוות המסור של מומחים בינלאומיים, רב-לשוניים ואנשי מקצוע מקצועיים בשירות לקוחות, מגבה את היתרונות שהחברים זקוקים להם בשירותים שהם רוצים. IMG מציעים שורה מלאה של תוכניות הגנה על נסיעות כולל iTravelInsured Travel Lite , iTravelInsured Travel SE ו- iTravelInsured Travel LX , המספקות רמות כיסוי שונות לביטול נסיעה, עיכוב מטען, הפרעה לטיול, הטבות רפואיות ואירועים רבים אחרים הקשורים לנסיעות ו הוצאות. תוכניות אלה נועדו להגן עליך מפני הפסדים כספיים במידה וקורה משהו רע לפני הנסיעה שלך או במהלכה. תוכניות מקיפות SafeTreker Sport Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme + For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company בקר באתר האינטרנט שלהם למגוון המלא של התוכניות וההטבות הזמינות בקר באתר רוצה לבטח עם ביטוח IMG? EXTREME COVER FOR TRAVELERS מידע ליצירת קשר לביטוח IMG > שירות לקוחות 866-263-0669 > דוא"ל תביעות אנא עיין במספר הפקס, כתובת הדוא"ל או כתובת הדואר על גבי מסמכי ה- IMG שלך. > שלח לדואר רחוב מרידיאן צפון 2960 אינדיאנפוליס, IN 46208 דוא"ל תביעות אתר תביעות ספק הגש תביעות Plan Documents

האם אתה מטייל תכוף, אך אינך מודאג מביטולי נסיעה, עיכוב או חשש להפרעות בטיול? קיימים מספר סוגים של תוכניות המציעות כיסוי נסיעות שנתי. ראשית, תכניות רפואיות לטיולים המכסות אותך בזמן שאתה בינלאומי במהלך השנה הן אופציה. הכיסוי הרפואי העיקרי נדרש להיות במקום כדי להיות זכאי לתכניות הרפואיות רב-נסיעות, וחשוב גם לציין את האורך המקסימלי המותר לנסיעה, המשתנה בהתאם לתוכנית. שנית, חברות פינוי חירום שנתית יכולה לכסות אתכם כל עוד אתם נוסעים יותר ממרחק מסוים מהבית (בדרך כלל 50-150 מייל, תלוי בתכנית). לבסוף, חלק מתוכניות המוות בשוגג מציעות כיסוי רב-נסיעות אופציונלי. > מתי עלי לשקול תוכנית ביטוח נסיעות שנתי? פשוט, אם נקבעו מספר נסיעות לאורך תקופה של שנה. אבל דעו, עליכם לחזור הביתה בין הנסיעות. נסיעה בודדת למספר יעדים אינה מזכה את הנוסע בתוכנית ביטוח נסיעות שנתית. עם זאת, אם אתה חוזר הביתה לקבלת תקופה מסוימת, ויוצא למסע אחר למקומות שונים, תוכל לשקול תוכנית שנתית או שנתית. > איזה סוג כיסוי כולל תכניות שנתיות? מרבית התוכניות השנתיות רב-נסיעות מתמקדות בעיקר בכיסוי פינוי חירום ופינוי או כיסוי פינוי חירום בלבד. המשמעות היא שהכיסויים הסטנדרטיים בתוכניות ביטוח נסיעות מקיפות בדרך כלל אינם כלולים (ביטול נסיעה, הפרעה לטיול ועיכוב נסיעה). כמה תכניות שנתיות, מרובות נסיעות כוללות כיסוי מוגבל לאיבוד מטען - אך לא את כולם. אם אתם מחפשים כיסוי מוות בשוגג, תוכלו לרכוש תוכנית מוות ופירוק בשוגג על בסיס רב-נסיעות. זוהי אפשרות שנבחרה בכמה תוכניות מוות בשוגג ותהיה עלות נוספת לרכישה. > האם תוכנית שנתית היא אפשרות טובה למטיילים תכופים? אם אתה נוסע מספר פעמים בתקופה של שנה, ייתכן שאתה מחפש הגנת נסיעה שתתאים לצרכים הספציפיים שלך. צרכים אלה ממוקדים ככל הנראה בטיפול רפואי דחוף בעת נסיעה לחו"ל. תוכנית ביטוח נסיעות שנתית או שנתית היא פיתרון מושלם. כשנוסעים לחו"ל ייתכן שהתוכנית הרפואית העיקרית שלך אינה מכסה אותך. תוכנית ביטוח נסיעות שנתית יכולה לסייע בקיזוז העלויות של צרכי הטיפול הרפואי המכוסים. כמו תמיד, פנה למומחי הטיפול בלקוחות שלנו בכל שאלה ספציפית בנושא ביטוח נסיעות. ביטוח נסיעות רפואי צריך טיול יחיד / רב ביטוח נסיעות? Global Rescue Plans & Memberships 7, 14 or 30 day Memberships are available as well as Annual Memberships for: ​ ​ Medical Evacuation, Security Evacuation, Crisis Response Individual and Family Memberships Security and Medical Memberships Field rescue & medical evacuation Medical advisory & intelligence Destination reports & alerts Transport to home hospital of choice Customize & Buy View Brochure Seven Corners Medical Evacuation and Repatriation Seven Corners Medical Evacuation and Repatriation Annual Travel Insurance for evacuation covers travel to the United States (not for USA citizens). Any non-U.S. citizen and non-U.S. resident who is traveling to the United States and participating in full-time educational activities can buy this plan. You are not required to have a visa. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Lloyd’s, London

צריך טיול יחיד / רב ביטוח נסיעות? אזהרות התראות והתראות ניתנות כאשר מצב ממושך וארוך טווח הופך מדינה למסוכנת או לא יציבה ומוביל את משרד החוץ האמריקני להמליץ לאמריקאים להימנע או לשקול את הסיכון לנסיעה למדינה זו. הם ניתנים גם כאשר יכולתה של ממשלת ארה"ב לסייע לאזרחים אמריקאים מוגבלת עקב סגירת שגרירות או קונסוליה או בגלל משיכת צוות העובדים בה. בחר את היבשת / המדינה שלך ארצות הברית אוסטרליה אפריקה קנדה חרסינה צרפת גרמניה הודו יפן מקסיקו הולנד ניו זילנד ספרד שוויץ הממלכה המאוחדת דרום אפריקה קוסטה ריקה תאילנד בחר את היבשת / המדינה שלך ארצות הברית אוסטרליה אפריקה קנדה חרסינה צרפת גרמניה הודו יפן מקסיקו הולנד ניו זילנד ספרד שוויץ הממלכה המאוחדת דרום אפריקה קוסטה ריקה תאילנד בחר את היבשת / המדינה שלך ארצות הברית אוסטרליה אפריקה קנדה חרסינה צרפת גרמניה הודו יפן מקסיקו הולנד ניו זילנד ספרד שוויץ הממלכה המאוחדת דרום אפריקה קוסטה ריקה תאילנד אתרי מידע רשמיים לטיולים משרד החוץ האמריקני דרכונים בארה"ב ונסיעות בינלאומיות אזהרות נסיעות בינלאומיות ל- USA.gov שגרירויות, קונסוליות ומשלחות דיפלומטיות בארה"ב תוכנית הרשמה למטיילים חכמים בארה"ב CDC בריאות המטיילים ארגון הבריאות העולמי של ארגון הבריאות העולמי לשכת OSAC לביטחון דיפלומטי מידע על נסיעות אירופיות של Gov.UK ייעוץ הנסיעות של ממשלת קנדה בטוח נסיעות ניו זילנד מטייל חכם אוסטרליה משרד לענייני חוץ אירלנד פרויקט ויזה לפי מדינה אתרי מידע רשמיים לטיולים משרד החוץ האמריקני דרכונים בארה"ב ונסיעות בינלאומיות אזהרות נסיעות בינלאומיות ל- USA.gov שגרירויות, קונסוליות ומשלחות דיפלומטיות בארה"ב תוכנית הרשמה למטיילים חכמים בארה"ב CDC בריאות המטיילים ארגון הבריאות העולמי של ארגון הבריאות העולמי לשכת OSAC לביטחון דיפלומטי מידע על נסיעות אירופיות של Gov.UK ייעוץ הנסיעות של ממשלת קנדה בטוח נסיעות ניו זילנד מטייל חכם אוסטרליה משרד לענייני חוץ אירלנד פרויקט ויזה לפי מדינה Additional resources for inquiries about the Coronavirus ​ U.S. Department of State World Health Organization Center for Disease Control and Prevention

ביטוח ספינות שייט If you’re forced to cancel your cruise, how much of that prepaid trip cost could you get back? There are often cancellation penalties tied to travel purchases, especially cruise trips, and you could get a portion of your trip costs back or none at all. Those penalties tend to get more severe as the departure date gets closer. This is where Trip Cancellation coverage can help you. ​​Do I need a special cruise insurance plan? You don’t need a travel insurance plan that’s specifically for cruises. Any good travel insurance plan with good medical benefits can work well for a cruise. מדוע ביטוח נסיעות הוא מכריע עבור טיולי שייט כמה ממבצעי השייט ואירועי המכירה הטובים ביותר זמינים מינואר עד מרץ כאשר קווי ההפלגה מזמינים טיולים לשיא עונת השייט. אם אתה מזמין הפלגה, אנו ממליצים שתשקול ביטוח שייט, מכיוון שרבים מהסיבות העיקריות שלנו לקבלת ביטוח נסיעות חלות ישירות על טיולי שייט. צריך טיול יחיד / רב ביטוח נסיעות? Seven Corners Trip Protection (for U.S Residents) Seven Corners Trip Protection has high levels of protection for trip expenses, medical expenses, and emergency medical evacuation. It also includes primary medical coverage, political/security evacuation, and a long list of covered reasons for trip cancellation and interruption. With Cancel for Any Reason (optional), Interruption for Any Reason, rental car damage, sports equipment rental, and event ticket protection options, you can customize your plan to ensure you have the coverage you need. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: United States Fire Insurance Company Trip Protector A comprehensive plan that offers travel protection plus travel medical insurance Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost up to 500,000 medical for sickness and injury/$1,000,000 medical transportation TripProtector Preferred coverages plus Cancel for Any Reason (optional). Pre-existing condition exclusion waiver may be available if purchased within 21 days of initial trip deposit( for the Preferred plan and 14 days for the Classic) Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Premium Plan Ideal for luxury travel, cruises and tours etc An enhanced travel insurance plan designed for more expensive travel, including cruises and tours. Get the highest available benefit limits with amplified coverage for certain trip emergencies. Coverage for Pre-Existing Medical Conditions is only available with this plan. ​ Trip cancellation 100% of trip cost insured Trip interruption 175% of trip cost insured Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Travel Select Travel Select provides comprehensive benefits and access to four unique upgrades. Emergency Medical & Dental Trip Cancellation Travel Assistance Four Optional Upgrades ​ Whether you’re traveling for business, with your family, or for fun, Travelex’s premium insurance plan, Travel Select, offers the benefits and customizable upgrades you need to help keep yourself - and your vacation investment - protected. ​ Up to $50,000 Emergency Medical Expenses Enjoy Primary Coverage with no deductibles Protection provided for children 17 and under included 15-day Pre-Existing Condition exclusion waiver available Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company Comparison Quote Each of the Travel Insured Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in these plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company Worldwide Trip Protector (WTP) Accident & Sickness Medical Expense $100,000 Option for Cancel for Any Reason (CFAR) and Option for Interruption for Any Reason (IFAR) Medical Evacuation and Repatriation of Remains $1,000,000 Non-Insurance Worldwide Assistance Services are included in both plans and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug/Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge ​ The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 21 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan. COVID 19 is considered an illness and treated the same as any illness Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company World Trip Protector (Edge) Accident & Sickness Medical Expense $10,000 Medical Evacuation and Repatriation of Remains $100,000 Non-Insurance Worldwide Assistance Services are included in this plan and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug / Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 14 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan. COVID 19 is considered an illness and treated the same as any illness. Customize & Buy View Brochure AM Best Rating: A Excellent Underwritten by United States Fire Insurance Company

Quick search Let's find the best plan for your trip Are you a U.S Citizen? Where are you traveling to? Traveling outside the USA Traveling within or to the USA Highlight your selected trip / cover type below Trip Cancellation Plans Multi / Annual Trip Medical Plans Adventure / Sports Student / Scholar Group Plans Cruise Plans Mission / Long Term Covid-19 Search Reset filters OR deselect your highlighted trip and select a new one Result Recommended Plans for your trip Our selected plans below have been carefully selected to provide you with the very best options for your trip. Our providers ensure the highest level of cover, service and underwriters to give you peace of mind when you travel. *Insurance rates are regulated by law. You cannot find the same insurance plan for a lower price anywhere else. No results found. Please refine your search and try again. 1 2 3 4 5 1 ... 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 ... 100

GeoBlue מספק שקט נפשי למטיילים בעולם ולגולים החיים אורח חיים עולמי על ידי מתן גישה לרשת מובחרת של ספקים, כלים ניידים ומקוונים חדשניים, הנוחות של כלים טלרפואיים ושירות לקוחות יוצא דופן. אנו גאים להציב את הסטנדרט להגנה מלאה, אמינה ונוחה על בריאותך ובטיחותך בקהילה העולמית. Visit website למה לבחור GeoBlue ביטוח בריאות רפואי ובינלאומי חווה שירות ללא תחרות ונוחות הטכנולוגיה הסלולרית כדי לגשת לטיפול הרפואי הטוב ביותר ולא משנה באיזו מדינה, עיר או אזור זמן. GeoBlue הוא השם המסחרי של תוכניות ביטוח הבריאות הבינלאומיות של שירותי הביטוח העולמיים, בעל רישיון עצמאי של עמותת Blue Cross Blue Shield. תוכניות בריאות של GeoBlue מוצעות בשיתוף פעולה עם חברות Blue Cross ו- Blue Shield המקומיות, עם רשת הכוללת יותר מ -90% מהרופאים ו -80% מבתי החולים ברחבי ארה"ב. תיק GeoBlue המקיף של תוכניות ביטוח בריאות בינלאומיות מדגים את המחויבות לכסות את שניהם בבית ובחו"ל. הרופאים המוסמכים ביותר של GeoBlue דוברים את שפתך, מתייחסים אליך כמו לחבר, ומחייבים את GeoBlue ישירות עבור שירותיהם. עם גישה מיידית בכף היד ותמיכה של עשרים וארבע / שבע קונסיירז ', תוכלו לנסוע לכל מקום עם שקט נפשי שאם בריאותכם היא דאגה, טיפול טוב איננו. חברי GeoBlue נהנים תמיכה 24/7 בטלפון, באינטרנט, בסלולר ובתרופות רפואיות גישה מהירה ונוחה לרופאים ובתי חולים מהימנים מינויים ללא מזומן תמיכה בקביעת פגישות החלטת תביעות ללא נייר מודיעין בריאות היעד תוכניות מקיפות GeoBlue Voyager Choice Ideal for international leisure, missionary or business travel. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Essential Ideal for international leisure, missionary or business travel. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Covers pre-existing conditions for medical evacuation. Does not require a primary health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Choice Group 10% discount on groups of 5 or more. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Covers pre-existing conditions for medical services and medical evacuation. Requires a primary health plan Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Essential Group 10% discount on groups of 5 or more. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Covers pre-existing conditions for medical evacuation. Does not require a primary health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Trekker Choice (Annual Plan) Americans traveling overseas multiple times annually $1,000,000 medical limit. $500,000 medical evacuation benefit. Coverage of COVID-19 testing and treatment. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip). Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Xplorer Premier (Standard Expatriate) Complete health insurance plan that you can use anywhere in the world. Annual plan for individuals and families who intend to be outside their home country for at least 3 months a year. Customize your medical coverage to suit your needs. Unlimited annual and lifetime medical maximum. International health insurance that covers you inside and outside the U.S. Immediate coverage of pre-existing conditions with proof of previous coverage. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Crew (Expat Crew Medical Coverage) Complete, affordable worldwide coverage designed for maritime crew members. Annual plan for those who intend to be outside their home country at least 3 months a year. Covers dependents and families (only the subscriber must be in the crew profession). Sailboat racing, scuba diving and alcohol-related injuries are covered. Unlimited annual and lifetime medical maximum. Coverage is primary to protection & indemnity (P&I) insurance. Immediate coverage of pre-existing conditions with proof of previous coverage and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Missionary Medical Coverage Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization). Unlimited annual and lifetime medical maximum. Immediate coverage of pre-existing conditions with proof of previous coverage. Illnesses and injuries related to terrorism are covered. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 תוכניות מקיפות GeoBlue Navigator Student Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a teacher, student or faculty). Flexible options for plan length. Plan options that meet F1 and J1 Visa requirements. Unlimited annual and lifetime medical maximum. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 בקר באתר האינטרנט שלהם למגוון המלא של התוכניות וההטבות הזמינות בקר באתר רוצה לבטח עם GeoBlue? אנו עוזרים לגרום לעולם להרגיש קצת יותר בטוח , קצת יותר ידידותי והרבה יותר מוכר. פרטי קשר עבור GeoBlue > שירות לקוחות 855-481-6647 > שעות פעילות כל יום, 24 שעות ביממה דוא"ל תביעות הרחב או חידוש הכיסוי > שעות פעילות תביעות: כל יום, 24 שעות ביממה > איש קשר תביעות טל ': 855-481-6647 פקס: 610-482-9953 אתר תביעות ספק סיוע לשעת חירום > כתובת למשלוח דואר GeoBlue השדרה הראשונה 933 מלך פרוסיה, פנסילבניה 19406 הגש תביעות מצא רופא / בית חולים

שאלות נפוצות שאלות נפוצות Do I need Travel Insurance? Travel is unpredictable, even at the best of times. Travel insurance helps to protect you against the unexpected. If your trip is canceled unexpectedly or ends early, would you be able to easily accept the financial loss? Or, if someone in your party required evacuation due to a medical issue, could you cover that expense? Travel insurance can help with these concerns and many more. Why is comparing travel insurance important? Travel insurance is unique and varies depending on the details of your trip. The best policy covers only what you need at a price that fits your budget. You can compare dozens of providers on our site using our comparison engine, filtering for only the specific coverage options you want. If you need help, our licensed travel insurance agents can assist you in comparing plans and reading the fine print for you to help explain the exclusions. What coverage do I need? That depends entirely on you. Are there pre-paid, non-refundable trip costs you are unwilling to lose? What unpredictable expenses would you not be able to cover? Reasons that might cause an unexpected cancellation? Different plans and options are available for various concerns and coverages that you may need. Does travel insurance cover covid 19 illness? There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country. What you need to know about travel exclusions If pandemics or epidemics aren’t always excluded why are people getting surprised by their policy’s coverage? For the most part, people are not cancelling their trips because there are illnesses in the world. There have always been serious illnesses in different places and most people have opted not to go to those places. Instead, you’re likely being forced to change your travel plans due to any one or a combination of these common Travel Insurance Exclusions: A government regulation, mandate or prohibition Failure of any tour operator, common carrier, person or agency to provide the bargained-for travel arrangements. If a travel supplier changes the itinerary, but still gives you a similar trip or a future travel credit or waives the change fees, there’s no payable claim. Changes in plans by the Insured, a Family Member, or Traveling Companion, for any not-covered reason; unless the optional Cancel for Any Reason coverage was purchased. Fear, worry, concern about something that might happen on the trip. Read this if your doctor’s suggesting you don’t take your trip: Don’t Cancel for Your Own Medical Reasons If You’re Not Ill or Injured What's the difference between travel insurance and travel medical insurance? Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical coverage benefits. Travel medical insurance is primarily used for short term medical coverage when you are traveling outside of your home country. Your domestic insurance plan often does not provide coverage for you in foreign countries. If you were to fall ill or get in an accident, you could have to pay out-of-pocket for those expenses. Travel Insurance may provide coverage* for items such as: Prepaid, non-refundable expenses Trip cancellation** Travel delay Trip interruption Lost or stolen luggage Emergency medical evacuation* Accident and sickness medical expenses* How Travel, Trip, Cruise Cancellation Insurance Works" Trip Cancellation Insurance coverage: You, a close family member or a traveling companion gets hurt or sick before you leave (your medical records must substantiate what happened to you). Travel Insurance reimburses you the money you lose. This may include pre-existing medical conditions. Other events that could cause you to cancel your trip are: you’re required to work or natural disasters. Trip Interruption Insurance coverage: You, a close family member or a traveling companion gets hurt or sick during your trip and you have to return home early. Before the trip it’s trip cancellation. During the trip it’s trip interruption. Our plans provide coverage for the unused value of your trip and the cost of one-way airfare up to the plan’s limit. Emergency Medical & Evacuation Insurance coverage: You get ill or injured (ie – hit by a cement truck) on your trip. Travel Insurance can reimburse you your medical expenses including medical transportation home. Our plans won’t leave you in a foreign country. See why Medicare doesn’t cover you outside the USA. A Trip Delay forces you to have extra meal and accommodation expenses when you are delayed up to 6 or 12 hours (varies by plan) getting to your destination or returning home as scheduled. Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn’t arrive within 12 or 24 hours (varies by plan), you may be reimbursed for items you need to buy. Or if it’s damaged or never arrives, most policies provide coverage. You are able to get a “Cancel For Any Reason” plan to cover any possible reason to cancel your trip including: you change your mind, you’re afraid to travel, you just don’t want to go. Is the coverage offered by my credit card sufficient? Enter your answer here Do you need trip cancellation? Trip insurance (also called Trip Cancellation or Comprehensive Travel Insurance) covers cancellations, interruptions, baggage, delays, medical, evacuation, and more. Travel Insurance with Trip Cancellation coverage will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Check out these plans below! Trip Cancellation | Travel with Insurance Are you looking for travel insurance for sports / adventure travel? We've got the perfect plans! Check these out our recommended travel insurance plans below Are you traveling long term? Expatriates, Marine Crew, Missionary? We have narrowed down your search to these recommended plans for you to select from. Are you a student looking for travel insurance? As an international student, peace of mind is a priority when you study abroad. Your educational adventure or cultural exchange program should be an enjoyable experience. These plans are designed to specifically meet the needs of international students, scholars, and people involved in long-term educational and cultural exchange programs. Plans that offer a robust package of benefits while outside your home country. Do you need help with a claim? Please send us your full name, contact details and most importantly - your policy number so that our team can assist you promptly! Are you traveling in a group? Looking for the best rates? We've got you covered! Group travel insurance policies offer comprehensive benefits to cover travelers' main concerns, including Trip Cancellation and Trip Interruption, Emergency Medical, Medical Evacuation, and Travel Delay coverage. Check out our recommended plans below Are you going on a cruise? Need the best coverage? Now that sounds like an adventure! Let's get you covered with the best travel insurance plans available. . There are often cancellation penalties tied to travel purchases, especially cruise trips, and you could get a portion of your trip costs back or none at all. Those penalties tend to get more severe as the departure date gets closer. This is where Trip Cancellation coverage can help you. Check out our recommended cruise insurance plans below Do you need medical evacuation and repatriation plans? This type of plan covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. Are you still unsure which plan is best for you? That's ok! We're here to help! If you're anything like us and enjoy speaking to a human, please leave your name and best way to contact you and one of our friendly TWI agents will reach out to you. We will help you go through the various options and best insurance plans for your trip. Or alternatively, send us an email with your trip details and we will assist you personally in getting the perfect plan for your trip. Traveling to Costa Rica? Such a beautiful place! We've got you covered! Check out these travel insurance plans specifically designed for traveling to Costa Rica. A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T ​​​​​Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

האם אתה מטייל תכוף, אך אינך מודאג מביטולי נסיעה, עיכוב או חשש להפרעות בטיול? קיימים מספר סוגים של תוכניות המציעות כיסוי נסיעות שנתי. ראשית, תכניות רפואיות לטיולים המכסות אותך בזמן שאתה בינלאומי במהלך השנה הן אופציה. הכיסוי הרפואי העיקרי נדרש להיות במקום כדי להיות זכאי לתכניות הרפואיות רב-נסיעות, וחשוב גם לציין את האורך המקסימלי המותר לנסיעה, המשתנה בהתאם לתוכנית. שנית, חברות פינוי חירום שנתית יכולה לכסות אתכם כל עוד אתם נוסעים יותר ממרחק מסוים מהבית (בדרך כלל 50-150 מייל, תלוי בתכנית). לבסוף, חלק מתוכניות המוות בשוגג מציעות כיסוי רב-נסיעות אופציונלי. > מתי עלי לשקול תוכנית ביטוח נסיעות שנתי? פשוט, אם נקבעו מספר נסיעות לאורך תקופה של שנה. אבל דעו, עליכם לחזור הביתה בין הנסיעות. נסיעה בודדת למספר יעדים אינה מזכה את הנוסע בתוכנית ביטוח נסיעות שנתית. עם זאת, אם אתה חוזר הביתה לקבלת תקופה מסוימת, ויוצא למסע אחר למקומות שונים, תוכל לשקול תוכנית שנתית או שנתית. > איזה סוג כיסוי כולל תכניות שנתיות? מרבית התוכניות השנתיות רב-נסיעות מתמקדות בעיקר בכיסוי פינוי חירום ופינוי או כיסוי פינוי חירום בלבד. המשמעות היא שהכיסויים הסטנדרטיים בתוכניות ביטוח נסיעות מקיפות בדרך כלל אינם כלולים (ביטול נסיעה, הפרעה לטיול ועיכוב נסיעה). כמה תכניות שנתיות, מרובות נסיעות כוללות כיסוי מוגבל לאיבוד מטען - אך לא את כולם. אם אתם מחפשים כיסוי מוות בשוגג, תוכלו לרכוש תוכנית מוות ופירוק בשוגג על בסיס רב-נסיעות. זוהי אפשרות שנבחרה בכמה תוכניות מוות בשוגג ותהיה עלות נוספת לרכישה. > האם תוכנית שנתית היא אפשרות טובה למטיילים תכופים? אם אתה נוסע מספר פעמים בתקופה של שנה, ייתכן שאתה מחפש הגנת נסיעה שתתאים לצרכים הספציפיים שלך. צרכים אלה ממוקדים ככל הנראה בטיפול רפואי דחוף בעת נסיעה לחו"ל. תוכנית ביטוח נסיעות שנתית או שנתית היא פיתרון מושלם. כשנוסעים לחו"ל ייתכן שהתוכנית הרפואית העיקרית שלך אינה מכסה אותך. תוכנית ביטוח נסיעות שנתית יכולה לסייע בקיזוז העלויות של צרכי הטיפול הרפואי המכוסים. כמו תמיד, פנה למומחי הטיפול בלקוחות שלנו בכל שאלה ספציפית בנושא ביטוח נסיעות. צריך טיול יחיד / רב ביטוח נסיעות? Student Plans Travel Medical If you’re traveling abroad to study or work, prepare for safe travel and ensure you meet the requirements of your school, visa program, and host country with Seven Corners Travel Medical Insurance. Seven Corners plans provide medical coverage for illnesses or injuries that occur while you’re traveling, as well as limited protection for pre-existing conditions. You’ll also receive access to a network of medical providers and 24-hour multilingual travel assistance. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Lloyd’s, London Student Secure® International Insurance International student health insurance for study abroad students. The StudentSecure series offers four levels of coverage–Elite , Select , Budget , and Smart –so you can choose the plan that best fits your needs and budget. ​A Student Secure plan can reduce your personal expenses if you face an unexpected injury or illness throughout the course of your international studies. All four plans include multilingual travel assistance services and access to our Student Zone, where you can download your visa letter, renew your coverage as needed, and manage your policy online. ​ Highlights Meets J-1 visa requirements Medical benefits such as Hospital Room & Board, Intensive Care Unit, and Local Ambulance included Coverage for leisure sports and activities included, as well as some outpatient prescription drug coverage and mental health coverage Monthly payment option (or savings for paying the full premium in advance) Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Student Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a teacher, student or faculty). Flexible options for plan length. Plan options that meet F1 and J1 Visa requirements. Unlimited annual and lifetime medical maximum. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Patriot Exchange Program Medical insurance for students studying abroad or participants of cultural exchange programs Deductible options from $0 to $500 Maximum limit of $5,000,000 Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Student Health Advantage Medical insurance for international students or scholars participating in a sponsored study abroad program Coinsurance in PPO network or student health center within the U.S.: Company pays 100% Deductible of $100 Maximum limit for student: $500,000 Provides coverage for mental health, organized sports and pre-existing conditions Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Student Health Advantage Platinum Medical insurance for international students or scholars participating in a sponsored study abroad program Coinsurance in PPO network or student health center within the U.S.: Company pays 100% Maximum limit for student: $1,000,000 Provides coverage for mental health, organized sports and pre-existing conditions Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Collegiate Care Elite Collegiate Care Elite Highlights United Healthcare PPO Network Sports Activities Coverage Motor Vehicle Accident coverage Unlimited medical maximum Maternity coverage COVID-19 EXPENSES are covered and treated as any other sickness Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school) Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Collegiate Care Essential Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC ספורט אתגרי טיולים

IMG היא ספקית עטורת פרסים של הטבות ביטוח גלובליות ושירותי סיוע. במשך יותר מ -25 שנה הם מאפשרים לחברים לדאוג פחות ולחוות יותר על ידי מתן הגנה שהם זקוקים להם, בגיבוי התמיכה המגיעה להם. מאז 1990 IMG תמכה במיליוני אנשים כמעט בכל מדינה על ידי מתן מוצרים ברמה עולמית, שירות לקוחות והטבות. Visit website מדוע לבחור ב- IMG ביטוח IMG יודעת שהסיבות לטיול בינלאומי הן רבות ומגוונות - לכן גם המוצרים שלהם. גישתם בשירות המלא לספק אספקת מוצרי ביטוח רפואי בינלאומיים כוללת שירות נופשים, אלו העובדים או מתגוררים בינלאומיים לתקופות קצרות או ממושכות, אנשים הנוסעים לעיתים קרובות בין מדינות ואלה השומרים על מספר מדינות מגורים. הצוות המסור של מומחים בינלאומיים, רב-לשוניים ואנשי מקצוע מקצועיים בשירות לקוחות, מגבה את היתרונות שהחברים זקוקים להם בשירותים שהם רוצים. IMG מציעים שורה מלאה של תוכניות הגנה על נסיעות כולל iTravelInsured Travel Lite , iTravelInsured Travel SE ו- iTravelInsured Travel LX , המספקות רמות כיסוי שונות לביטול נסיעה, עיכוב מטען, הפרעה לטיול, הטבות רפואיות ואירועים רבים אחרים הקשורים לנסיעות ו הוצאות. תוכניות אלה נועדו להגן עליך מפני הפסדים כספיים במידה וקורה משהו רע לפני הנסיעה שלך או במהלכה. תוכניות מקיפות Travel Basic The Travel Basic plan provides great coverage at an even greater price. Emergency Medical & Dental Trip Cancellation Travel Assistance ​ With benefits including trip cancellation coverage, reimbursement for emergency medical and dental expenses, 24-hour travel assistance and more, the Travel Basic plan provides all of the essentials for an affordable price. ​ Up to $15,000 Emergency Medical Expenses Enjoy Primary Coverage with No Deductibles Up to $10,000 Trip Cancellation & Interruption 24/7 Travel Assistance & Concierge Services ​ Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company Travel Select Travel Select provides comprehensive benefits and access to four unique upgrades. Emergency Medical & Dental Trip Cancellation Travel Assistance Four Optional Upgrades ​ Whether you’re traveling for business, with your family, or for fun, Travelex’s premium insurance plan, Travel Select, offers the benefits and customizable upgrades you need to help keep yourself - and your vacation investment - protected. ​ Up to $50,000 Emergency Medical Expenses Enjoy Primary Coverage with no deductibles Protection provided for children 17 and under included 15-day Pre-Existing Condition exclusion waiver available Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company Travel America Travel America provides low cost, core protection for domestic trips. Emergency Medical & Dental Trip Inconvenience Travel Assistance ​ With benefits including trip inconvenience coverage, security deposit protection, trip cancellation, secondary coverage for medical emergencies, roadside assistance and more, Travel America can provide protection for up to 8 travelers on your next adventure within the United States. All for the low cost of $60. ​ Receive Shared Benefits for up to 8 Travelers Up to $50,000 Emergency Medical Expenses 3-Day Pre-Existing Condition Exclusion Waiver Car Rental Collision Coverage and Roadside Assistance Customize & Buy View Brochure AM Best Rating: A++ Underwritten by Berkshire Hathaway Specialty Insurance Company בקר באתר האינטרנט שלהם למגוון המלא של התוכניות וההטבות הזמינות בקר באתר רוצה לבטח עם ביטוח IMG? מידע ליצירת קשר לביטוח IMG > שירות לקוחות 866-263-0669 דוא"ל תביעות הרחב או חידוש הכיסוי > דוא"ל תביעות אנא עיין במספר הפקס, כתובת הדוא"ל או כתובת הדואר על גבי מסמכי ה- IMG שלך. אתר תביעות ספק סיוע לשעת חירום > שלח לדואר רחוב מרידיאן צפון 2960 אינדיאנפוליס, IN 46208 הגש תביעות מצא רופא / בית חולים

צריך טיול יחיד / רב ביטוח נסיעות? Do I need Travel Insurance? Travel is unpredictable, even at the best of times. Travel insurance helps to protect you against the unexpected. If your trip is canceled unexpectedly or ends early, would you be able to easily accept the financial loss? Or, if someone in your party required evacuation due to a medical issue, could you cover that expense? Travel insurance can help with these concerns and many more. Why is comparing travel insurance important? Travel insurance is unique and varies depending on the details of your trip. The best policy covers only what you need at a price that fits your budget. You can compare dozens of providers on our site using our comparison engine, filtering for only the specific coverage options you want. If you need help, our licensed travel insurance agents can assist you in comparing plans and reading the fine print for you to help explain the exclusions. What coverage do I need? That depends entirely on you. Are there pre-paid, non-refundable trip costs you are unwilling to lose? What unpredictable expenses would you not be able to cover? Reasons that might cause an unexpected cancellation? Different plans and options are available for various concerns and coverages that you may need. Does travel insurance cover covid 19 illness? There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country. What you need to know about travel exclusions If pandemics or epidemics aren’t always excluded why are people getting surprised by their policy’s coverage? For the most part, people are not cancelling their trips because there are illnesses in the world. There have always been serious illnesses in different places and most people have opted not to go to those places. Instead, you’re likely being forced to change your travel plans due to any one or a combination of these common Travel Insurance Exclusions: A government regulation, mandate or prohibition Failure of any tour operator, common carrier, person or agency to provide the bargained-for travel arrangements. If a travel supplier changes the itinerary, but still gives you a similar trip or a future travel credit or waives the change fees, there’s no payable claim. Changes in plans by the Insured, a Family Member, or Traveling Companion, for any not-covered reason; unless the optional Cancel for Any Reason coverage was purchased. Fear, worry, concern about something that might happen on the trip. Read this if your doctor’s suggesting you don’t take your trip: Don’t Cancel for Your Own Medical Reasons If You’re Not Ill or Injured What's the difference between travel insurance and travel medical insurance? Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical coverage benefits. Travel medical insurance is primarily used for short term medical coverage when you are traveling outside of your home country. Your domestic insurance plan often does not provide coverage for you in foreign countries. If you were to fall ill or get in an accident, you could have to pay out-of-pocket for those expenses. Travel Insurance may provide coverage* for items such as: Prepaid, non-refundable expenses Trip cancellation** Travel delay Trip interruption Lost or stolen luggage Emergency medical evacuation* Accident and sickness medical expenses* How Travel, Trip, Cruise Cancellation Insurance Works" Trip Cancellation Insurance coverage: You, a close family member or a traveling companion gets hurt or sick before you leave (your medical records must substantiate what happened to you). Travel Insurance reimburses you the money you lose. This may include pre-existing medical conditions. Other events that could cause you to cancel your trip are: you’re required to work or natural disasters. Trip Interruption Insurance coverage: You, a close family member or a traveling companion gets hurt or sick during your trip and you have to return home early. Before the trip it’s trip cancellation. During the trip it’s trip interruption. Our plans provide coverage for the unused value of your trip and the cost of one-way airfare up to the plan’s limit. Emergency Medical & Evacuation Insurance coverage: You get ill or injured (ie – hit by a cement truck) on your trip. Travel Insurance can reimburse you your medical expenses including medical transportation home. Our plans won’t leave you in a foreign country. See why Medicare doesn’t cover you outside the USA. A Trip Delay forces you to have extra meal and accommodation expenses when you are delayed up to 6 or 12 hours (varies by plan) getting to your destination or returning home as scheduled. Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn’t arrive within 12 or 24 hours (varies by plan), you may be reimbursed for items you need to buy. Or if it’s damaged or never arrives, most policies provide coverage. You are able to get a “Cancel For Any Reason” plan to cover any possible reason to cancel your trip including: you change your mind, you’re afraid to travel, you just don’t want to go. Is the coverage offered by my credit card sufficient? Enter your answer here Do you need trip cancellation? Trip insurance (also called Trip Cancellation or Comprehensive Travel Insurance) covers cancellations, interruptions, baggage, delays, medical, evacuation, and more. Travel Insurance with Trip Cancellation coverage will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Check out these plans below! Trip Cancellation | Travel with Insurance Are you looking for travel insurance for sports / adventure travel? We've got the perfect plans! Check these out our recommended travel insurance plans below Are you traveling long term? Expatriates, Marine Crew, Missionary? We have narrowed down your search to these recommended plans for you to select from. Are you a student looking for travel insurance? As an international student, peace of mind is a priority when you study abroad. Your educational adventure or cultural exchange program should be an enjoyable experience. These plans are designed to specifically meet the needs of international students, scholars, and people involved in long-term educational and cultural exchange programs. Plans that offer a robust package of benefits while outside your home country. Do you need help with a claim? Please send us your full name, contact details and most importantly - your policy number so that our team can assist you promptly! Are you traveling in a group? Looking for the best rates? We've got you covered! Group travel insurance policies offer comprehensive benefits to cover travelers' main concerns, including Trip Cancellation and Trip Interruption, Emergency Medical, Medical Evacuation, and Travel Delay coverage. Check out our recommended plans below Are you going on a cruise? Need the best coverage? Now that sounds like an adventure! Let's get you covered with the best travel insurance plans available. . There are often cancellation penalties tied to travel purchases, especially cruise trips, and you could get a portion of your trip costs back or none at all. Those penalties tend to get more severe as the departure date gets closer. This is where Trip Cancellation coverage can help you. Check out our recommended cruise insurance plans below Do you need medical evacuation and repatriation plans? This type of plan covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. Are you still unsure which plan is best for you? That's ok! We're here to help! If you're anything like us and enjoy speaking to a human, please leave your name and best way to contact you and one of our friendly TWI agents will reach out to you. We will help you go through the various options and best insurance plans for your trip. Or alternatively, send us an email with your trip details and we will assist you personally in getting the perfect plan for your trip. Traveling to Costa Rica? Such a beautiful place! We've got you covered! Check out these travel insurance plans specifically designed for traveling to Costa Rica. A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T ​​​​​Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

ספורט אתגרי טיולים האם אתה מטייל תכוף, אך אינך מודאג מביטולי נסיעה, עיכוב או חשש להפרעות בטיול? קיימים מספר סוגים של תוכניות המציעות כיסוי נסיעות שנתי. ראשית, תכניות רפואיות לטיולים המכסות אותך בזמן שאתה בינלאומי במהלך השנה הן אופציה. הכיסוי הרפואי העיקרי נדרש להיות במקום כדי להיות זכאי לתכניות הרפואיות רב-נסיעות, וחשוב גם לציין את האורך המקסימלי המותר לנסיעה, המשתנה בהתאם לתוכנית. שנית, חברות פינוי חירום שנתית יכולה לכסות אתכם כל עוד אתם נוסעים יותר ממרחק מסוים מהבית (בדרך כלל 50-150 מייל, תלוי בתכנית). לבסוף, חלק מתוכניות המוות בשוגג מציעות כיסוי רב-נסיעות אופציונלי. > מתי עלי לשקול תוכנית ביטוח נסיעות שנתי? פשוט, אם נקבעו מספר נסיעות לאורך תקופה של שנה. אבל דעו, עליכם לחזור הביתה בין הנסיעות. נסיעה בודדת למספר יעדים אינה מזכה את הנוסע בתוכנית ביטוח נסיעות שנתית. עם זאת, אם אתה חוזר הביתה לקבלת תקופה מסוימת, ויוצא למסע אחר למקומות שונים, תוכל לשקול תוכנית שנתית או שנתית. > איזה סוג כיסוי כולל תכניות שנתיות? מרבית התוכניות השנתיות רב-נסיעות מתמקדות בעיקר בכיסוי פינוי חירום ופינוי או כיסוי פינוי חירום בלבד. המשמעות היא שהכיסויים הסטנדרטיים בתוכניות ביטוח נסיעות מקיפות בדרך כלל אינם כלולים (ביטול נסיעה, הפרעה לטיול ועיכוב נסיעה). כמה תכניות שנתיות, מרובות נסיעות כוללות כיסוי מוגבל לאיבוד מטען - אך לא את כולם. אם אתם מחפשים כיסוי מוות בשוגג, תוכלו לרכוש תוכנית מוות ופירוק בשוגג על בסיס רב-נסיעות. זוהי אפשרות שנבחרה בכמה תוכניות מוות בשוגג ותהיה עלות נוספת לרכישה. > האם תוכנית שנתית היא אפשרות טובה למטיילים תכופים? אם אתה נוסע מספר פעמים בתקופה של שנה, ייתכן שאתה מחפש הגנת נסיעה שתתאים לצרכים הספציפיים שלך. צרכים אלה ממוקדים ככל הנראה בטיפול רפואי דחוף בעת נסיעה לחו"ל. תוכנית ביטוח נסיעות שנתית או שנתית היא פיתרון מושלם. כשנוסעים לחו"ל ייתכן שהתוכנית הרפואית העיקרית שלך אינה מכסה אותך. תוכנית ביטוח נסיעות שנתית יכולה לסייע בקיזוז העלויות של צרכי הטיפול הרפואי המכוסים. כמו תמיד, פנה למומחי הטיפול בלקוחות שלנו בכל שאלה ספציפית בנושא ביטוח נסיעות. צריך טיול יחיד / רב ביטוח נסיעות? GolfSafe Travel Protection You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. Patriot Platinum Travel COVID-19 covered same as any other illness Travel medical insurance for individuals, families and groups Coverage for acute onset of pre-existing conditions Renewable up to 36 months Deductible options from $0 to $25,000 Maximum limits from $2,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating - A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's SafeTreker Sport Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme + For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company Seven Corners Travel Medical Insurance - Including USA International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans. ​ Examples of eligible purchases for Travel Including the USA A non-U.S. resident and non-U.S. citizen is traveling to the USA. A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA. An Irish citizen and resident is flying to Mexico and has a layover in the USA. A Mexican citizen and resident is driving through the USA to Canada. ​ 2 Plan Levels available Basic Plan Seven Corners Travel Medical Choice The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC Seven Corners Travel Medical Insurance - Excluding USA International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. Examples of eligible purchases for Travel Excluding the USA A U.S. resident is traveling outside the USA. A non-U.S. resident and non-U.S. citizen is traveling outside the USA. A French citizen and resident is flying to Iceland and returning home. An Australian citizen and resident is flying to Europe, Africa, and Canada. ​ 2 Plan Levels Basic, Choice Choice covers COVID in two tiers Same as any illness up to Age 65 Up to $100,000 for Ages 66 and up The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Lloyd’s of London and in specific scenarios Tramont Insurance Company

ביטוח נסיעות יחיד > רווק -ביטוח נסיעות בטיול טיול יחיד הוא כשעוזבים את הבית, נוסעים לזמן מה ואז חוזרים הביתה. זה לא משנה אם אתה נוסע למספר מדינות. זה עדיין נחשב לטיול יחיד, כיוון שתעזוב את הבית ותחזור הביתה רק פעם אחת. > רב -ביטוח נסיעות בטיול כיסוי רב-נסיעות נרכש על בסיס שנתי. פוליסות אלה מכסות אתכם לתקופה של שנה קלנדרית שמתחילה בתאריך האפקטיבי שהזנתם בעת קבלת הצעת מחיר או כיסוי רכישה. הם מספקים הגנה כשעוזבים את הבית וחוזרים הביתה מספר פעמים במהלך השנה. יש לקחת בחשבון כמה דברים: למסעות מרובים תמיד תהיה מגבלה על אורך הנסיעה לכיסוי. כך שלא משנה כמה נסיעות תוכלו לקחת במהלך השנה, אף אחת מהן לא יכולה להיות ארוכה ממספר הימים הזה, או שהכיסוי יסתיים וכל נסיעה נוספת לא תכוסה במדיניות הרב-נסיעות עד שחזרתם הביתה עזב שוב. משך הזמן המכוסה ינוע בין 30-75 יום בהתאם לחברה. כל הפוליסות מרובות הנסיעות דורשות שיהיה לך ביטוח בריאות ראשוני בארה"ב. אם אין לך ביטוח בריאות הם לא יכסו אותך. המדיניות המרובת נסיעות הזמינה ב- InsureMyTrip נועדה לכסות רק פינוי חירום רפואי ופינוי רפואי חירום. ניתן לרכוש כיסוי מוות בשוגג גם על בסיס רב-נסיעות, אך זו אפשרות נבחרת המוצעת ברוב מדיניות המוות בשוגג. לא ניתן כיסוי לביטול נסיעה או עיכוב נסיעה. מדיניות רפואית מרובת נסיעות מסוימת תכסה אובדן מטען, אך רק עבור סכום קטן ורק עבור מטען מסודר. > ביטוח נסיעות מרובות נוסעים תכופים עשויים לרצות לשקול לבדוק ביטוח נסיעות שנועד לכסות מספר נסיעות בפוליסה אחת, במקום לבטח כל נסיעה בנפרד. לא פעם, יש יתרון כספי ברכישת תוכנית ביטוח רב-נסיעות, וכי חיסכון בעלויות יכול להיות משמעותי עבור מי שיוצא למספר נסיעות במהלך שנה. תוכנית ביטוח רב-נסיעות שונה מזו המכסה יעדים מרובים. פירוש "ריבוי נסיעות" הוא שאתה מתכוון לעזוב את בית המגורים העיקרי שלך לטיול, ואז לחזור בשלב כלשהו, ​​שם תישאר זמן מה לפני שתצא שוב, וחזור על מחזור זה יותר מפעם בשנה זמן. נסיעה אחת, עם מספר יעדים (כלומר, מהבית לפריז, אחר כך לונדון, ואז מדריד, ואז חזרה הביתה בתום סיורכם) יכולה להיות מכוסה על ידי תוכנית מקיפה לביטוח נסיעות. תוכניות רב-נסיעות זמינות לרכישה על בסיס שנתי בלבד ומכסות מגוון רחב של אפשרויות. אתה יכול לרכוש תוכנית רפואית לטיולים מרובי נסיעות, המספקת הטבות לטיפול רפואי בחירום ופינוי למתקן טיפולי מתאים בכל אחת מהנסיעות שלך. תוכניות פינוי רב-נסיעות בלבד, שיאפשרו לך לקבל כיסוי לפינוי חירום רפואי, הן גם אפשרות מצוינת. תוכניות מקיפות, המספקות הטבות לביטול נסיעה, הפרעה לטיול ועיכוב נסיעה, לרוע המזל אינן זמינות כתכניות רב-נסיעות. כמו בכל תוכנית ביטוח נסיעות, יהיו מגבלות, אי הכללות וריאציות בין תוכניות לספקי ביטוח רב-נסיעות. בדקו היטב את האפשרויות שלכם וודאו שתוכנית הרב-נסיעות שאתם שוקלים לרכוש היא המתאימה לצרכים הספציפיים שלכם. If you require a Single Trip Plan that includes cancellation coverage to cover your non-refundable trip costs, you will need to purchase a comprehensive travel insurance plan (Trip Cancellation) Buying a travel insurance policy for each single trip is likely to work out the cheapest option if you’re only planning to take one or two trips a year. If you plan to travel more frequently over the course of one year, an annual/multi trip travel insurance policy is likely to be the best option and worth considering. צריך טיול יחיד / רב ביטוח נסיעות? GeoBlue Voyager Essential (For US citizen or and residents) Ideal for international leisure, missionary or business travel. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Covers pre-existing conditions for medical evacuation. Does not require a primary health plan. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Seven Corners Travel Medical Insurance - Including USA International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans. ​ Examples of eligible purchases for Travel Including the USA A non-U.S. resident and non-U.S. citizen is traveling to the USA. A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA. An Irish citizen and resident is flying to Mexico and has a layover in the USA. A Mexican citizen and resident is driving through the USA to Canada. ​ 2 Plan Levels available Basic Plan Seven Corners Travel Medical Choice The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC Seven Corners Travel Medical Insurance - Excluding USA International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. Examples of eligible purchases for Travel Excluding the USA A U.S. resident is traveling outside the USA. A non-U.S. resident and non-U.S. citizen is traveling outside the USA. A French citizen and resident is flying to Iceland and returning home. An Australian citizen and resident is flying to Europe, Africa, and Canada. ​ 2 Plan Levels Basic, Choice Choice covers COVID in two tiers Same as any illness up to Age 65 Up to $100,000 for Ages 66 and up The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Lloyd’s of London and in specific scenarios Tramont Insurance Company Patriot Platinum Travel COVID-19 covered same as any other illness Travel medical insurance for individuals, families and groups Coverage for acute onset of pre-existing conditions Renewable up to 36 months Deductible options from $0 to $25,000 Maximum limits from $2,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating - A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's